BS | Reputations

Really depends on how strong your business plan is. What are your startup costs? Most leases or loans for a startup are going to be higher than 30% and could be much higher. VCs are going to kiss you...

List of banks that allow and don’t allow: https://firstquarterfinance.com/list-of-banks-that-accept-third-party-checks/

Have the payee endorse the check and sign the check over (“Pay To The Order of” written on back as well.  This shouldn’t be done in a business account.